Focus First Federal Credit Union

Welcome to Focus First Federal Credit Union

Current Rates
VISA®Platinum Credit Card
6.49% introductory Annual Percentage Rate (APR)
6.49% APR
New Auto rates as low as… 2.14% APR
Home Equity Lines of Credit as low as… 2.49% APR
Share Certificates (CD's) (Annual Percentage Yield) as high as... 1.15% APY
Click here for Complete Rates

Holiday Closing

FFFCU will be closed on Monday October 13, 2014 in observance of Columbus Day.

We Have a NEW Name!

We have re-named our credit union to reflect more of who we are and how we serve our entire community. As you may know, over the years our membership eligibility has expanded to include all of Monroe County. Effective April 1, 2014 the official name of the credit union will become Focus First Federal Credit Union. Maintaining our credit union’s strength while delivering the best value to our members requires growth and an identity that is less limiting geographically.

Our new name will help us develop a stronger presence in all of Monroe County, as well as the ability to provide credit union products and services to those in our community who may not have taken the opportunity to explore the value of credit union membership.This change ensures a strong foundation for our future, while celebrating our proud history.

If you have a checking account with FFFCU now, nothing will change. You may use up your supply of checks and continue using your VISA/DEBIT card until a new one is re-issued. If you currently have a loan with us, you can continue using your current payment book. Direct deposit will not be affected as our routing and transit number is not changing.


VISA Platinum Credit Card

Enjoy a 6.49% 6 Month Introductory APR and then only 9.49% APR after that! NO ANNUAL FEE, balance transfer option, no over-limit fees, and FREE convenience checks.


Need a Loan?

You can now apply for a loan online with us? Simply click here get started today! Its easy!


Thinking about a New Vehicle?

When you buy your next car through our credit union’s Autosmart® program, you can be assured of a great price and our low financing. It’s the best of both worlds!

Here’s how it works: Simply go to one of our participating  area auto dealers and make your best deal at the dealership. Your loan may be approved in minutes, right at the dealership, and you’ll be on your way in no time at all. Remember, for your best deal, always turn to one of our Autosmart® dealers first!

We are currently working with the following dealerships:

Auction Direct - Victor
Bob Johnson Chevrolet - Greece
Canandaigua Chrysler/Dodge/Jeep - Canandaigua
Castilone Chrysler/Dodge/Jeep - Batavia
Genesee Valley Chrysler - Avon
Genesee Valley Ford - Avon
Hoselton Auto Mall - East Rochester
Ideal Chevrolet - Avon
Marina Dodge - Webster
Marina Mitsubishi - Webster
Mazda of West Ridge - Spencerport
O’Connor Chevrolet - Henrietta
Ralph Honda - Greece
Vanderstyne Toyota - Greece
Vision Dodge - Penfield
Vision Ford - Greece
Vision Hyundai - Henrietta
Vision Kia - Canandaigua
Vision Nissan - Webster


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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Copyright 2014 Focus First Federal Credit Union - All Rights Reserved - Click here for our Disclosures.

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