Focus First Federal Credit Union

Welcome to Focus First Federal Credit Union

Current Rates
VISA®Platinum Credit Card
6.49% introductory Annual Percentage Rate (APR)
6.49% APR
New Auto rates as low as… 1.89% APR
Home Equity Lines of Credit as low as… 2.49% APR
Share Certificates (CD's) (Annual Percentage Yield) as high as... 1.25% APY
Click here for Complete Rates

Focus First FCU announces partnership with Compeer Rochester

Focus First FCU is pleased to announce our partnership with Compeer Rochester, an organization that for over forty years has provided the power of supportive friendship to youth, adults, and veterans living with mental illness. Compeer’s highly effective model means that they get more referrals than they have volunteers to serve all who could benefit—we want to help bridge that gap by garnering Compeer some new special volunteers from among our community of members and employees. In as little as four hours a month you can make a huge difference for someone’s healing, and make a new friend for life. Will you join us? If interested, visit our website at or connect with Scott Neal at Focus First FCU, (585)458-9220 or


VISA Platinum Credit Card

Enjoy a 6.49% 6 Month Introductory APR and then only 9.49% APR after that! NO ANNUAL FEE, balance transfer option, no over-limit fees, and FREE convenience checks.


Need a Loan?

You can now apply for a loan online with us? Simply click here get started today! Its easy!


Thinking about a New Vehicle?

When you buy your next car through our credit union’s Autosmart® program, you can be assured of a great price and our low financing. It’s the best of both worlds!

Here’s how it works: Simply go to one of our participating  area auto dealers and make your best deal at the dealership. Your loan may be approved in minutes, right at the dealership, and you’ll be on your way in no time at all. Remember, for your best deal, always turn to one of our Autosmart® dealers first!

We are currently working with the following dealerships:

Auction Direct - Victor
Bob Johnson Chevrolet - Greece
Canandaigua Chrysler/Dodge/Jeep - Canandaigua
Castilone Chrysler/Dodge/Jeep - Batavia
Genesee Valley Chrysler - Avon
Genesee Valley Ford - Avon
Hoselton Auto Mall - East Rochester
Ideal Chevrolet - Avon
Marina Dodge - Webster
Marina Mitsubishi - Webster
Mazda of West Ridge - Spencerport
O’Connor Chevrolet - Henrietta
Ralph Honda - Greece
Vanderstyne Toyota - Greece
Vision Dodge - Penfield
Vision Ford - Greece
Vision Hyundai - Henrietta
Vision Kia - Canandaigua
Vision Nissan - Webster


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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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