Focus First Federal Credit Union
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VISA ® Platinum Credit Card

Why Choose the Focus First FCU VISA Platinum Card?

  • No annual fee
  • Low introductory rate of 6.49% APR
  • No cash advance fees
  • No over-limit fees
  • Balance transfer option
  • Free Convenience Checks
  • 28 Day Grace Period

Whether you’re traveling the world or stopping by the grocery store you need a card that’s dependable, fast and convenient. Our VISA ® PLATINUM card is accepted at millions of locations worldwide and it’s designed to make your life easier… no matter where it takes you!

Interest Rates
6 Month Introductory Annual Percentage Rate (APR) for purchases… 6.49%
Annual Percentage Rate (APR) for Purchases (after the 6 month introductory rate)… 9.49%
APR for Balance Transfers… 9.49%
APR for Cash Advances… 11.49%
How to avoid Paying Interest on Purchases… Your due date is at least 28 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.


Focus First FCU VISA Platinum Card


(Routing and Transit #222 382 137)

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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