Focus First Federal Credit Union
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Welcome to Focus First Federal Credit Union

Current Rates
VISA®Platinum Credit Card
6.49% introductory Annual Percentage Rate (APR)
6.49% APR
New Auto rates as low as… 2.24% APR
Home Equity Lines of Credit as low as… 2.49% APR
Share Certificates (CD's) (Annual Percentage Yield) as high as... 1.45% APY
Click here for Complete Rates

Holiday Closing

FFFCU will be closed on Monday February 19, 2018
in observance of President’s Day.


Parents, Students, Grandparents…


The Rochester Chapter of the New York State Credit Union League, Inc. will be awarding $10,000 in college scholarships in the amounts of $1,000 and $500 to outstanding High School Seniors, who are members of participating Chapter Credit Unions.

As a member of Focus First Federal Credit Union you are eligible to apply!

Ask today for additional information and an application.
All applications must be postmarked by January 31, 2018!


for terms up to 55 months!

Take advantage of our convenient online loan application.

*Annual Percentage Rate based on qualifying criteria and is subject to change without notice.


VISA Platinum Card - Learn More - Click here

Fixed Rate Home Equity Loan as low as 4.29% APR!

5 year term
NO closing costs if the loan is kept open for at least 2 years!

Call for more details 585-458-9220


VISA Platinum Credit Card

Enjoy a 6.49% 6 Month Introductory APR and then only 9.49% APR after that! NO ANNUAL FEE, balance transfer option, no over-limit fees, and FREE convenience checks.


Need a Loan?

You can now apply for a loan online with us? Simply click here get started today! Its easy!


Thinking about a New Vehicle?

When you buy your next car through our credit union’s Autosmart® program, you can be assured of a great price and our low financing. It’s the best of both worlds!

Here’s how it works: Simply go to one of our participating  area auto dealers and make your best deal at the dealership. Your loan may be approved in minutes, right at the dealership, and you’ll be on your way in no time at all. Remember, for your best deal, always turn to one of our Autosmart® dealers first!

We are currently working with the following dealerships:

Bob Johnson-Avon
Canandaigua Motors- Canandaigua
Cortese Dodge-Henrietta
Cortese Mitsubishi-Henrietta
Genesee Valley Chrysler/Dodge/Jeep-Avon
Marina Dodge- Webster
Marina Mitsubishi- Webster
Mazda of West Ridge-Spencerport
O’Connor Chevrolet-Henrietta
Vision Dodge in Penfield
Vision Nissan- Webster


Insurance built for Credit Union Members like you. Learn more.


Lobby Hours
VISA Credit Card Account 24/7 Online Access - Click Here


Today's Mortgage Rates

Personalized Quote

Apply Now


Identity Theft? - Click Here to Learn More


(Routing and Transit #222 382 137)

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Copyright 2018 Focus First Federal Credit Union - All Rights Reserved - Click here for our Disclosures and Privacy Policy.

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